top of page

Is Your Home Insurance Policy in Jeopardy? How a Dirty Roof Could Put You at Risk



As a homeowner, protecting your property is one of the most important responsibilities you have. One of the ways you can do this is by making sure that your home insurance policy is valid and up-to-date. However, if your insurance company determines that your property is not being maintained properly, your policy may be in jeopardy.


Recently, many insurance companies have been performing inspections to assess the condition of homes and properties. One of the key areas they are inspecting is the roof. If the roof is not cleaned regularly, it can lead to a buildup of dirt, debris, and other substances that can cause damage and reduce the roof's lifespan. This can be a serious concern for insurance companies, as a damaged or deteriorating roof can be a liability for them.

If your insurance company determines that your roof is not being maintained properly, they may cancel your policy or refuse to renew it. This can leave you without the coverage you need to protect your home and belongings. It's important to note that even if you have been with your insurance company for many years, they still have the right to cancel your policy if they determine that your property is not being maintained properly.


The highest targeted areas will begin in Tacoma, Puyallup, Spanaway, Olympia, and Dupont, Washington but will quickly expand to outside areas as the adjusters find more and more neglected roofs. These inspections can also affect residents who hold renter's insurance policies.

To avoid the risk of having your home insurance policy cancelled, it's important to make sure that your roof is regularly cleaned and maintained. This can involve removing debris, cleaning gutters, and addressing any damage or wear and tear that may be present. Soft washing is the most economical option as it is only required every 3-5 years as opposed to brushing off the moss and using white zinc powder. By taking these steps, you can help ensure that your home insurance policy remains valid and that you are protected in the event of a disaster or other unforeseen event.


At Power Clean Pro Service, we offer a range of cleaning and maintenance services to help homeowners keep their properties in top condition. Our team of experts can help you assess the condition of your roof, identify any issues or areas of concern, and provide you with the solutions you need to maintain your property and protect your home insurance policy. Don't let a dirty roof put your insurance coverage at risk. Contact us today to learn more about how we can help you keep your home in top shape.


38 views0 comments
bottom of page